How Much Home Can You Really Afford in Dallas-Fort Worth (DFW)?

A Smarter Way to Budget Beyond the Approval Letter

Getting approved for a mortgage doesn’t mean you should spend every dollar a lender offers.

The Three Numbers That Matter Most

1. Monthly Comfort Zone

2. Debt-to-Income Ratio (DTI)

3. Cash Reserves After Closig

Texas-Specific Costs to Factor In

-Property tax increases

-HOA fees

-Utility costs for large homes

-Insurance premiums

Long-Term Financial Health

Ask yourself:

-Can I still save and invest?

-Can I handle unexpected repairs?

-Can I afford this if my income changes?

Lifestyle Balance

Your home should support your life — not restrict it.

The best home is one that lets you live well today and plan confidently for tomorrow.

Stephanie Glenn
📍Dallas Fort Worth Real Estate Agent | Torri Realty
Your seamless solution for life transitions